Piramal finance personal loan With Low Cibil Score in 2026: The money is very essential to fulfil the fundamental needs. But sometimes we need an initial amount to complete our work but due to lack of saving we have to take a personal loan. Most of the users get success while applying for personal loan from their banks, but there is also a large number of applicants who did not get the loan due to low cibil score. Today we are discussing with you about tips to apply for personal loan with low CIBIL score through online mode. So it will help you to complete your task from this initial personal loan. Read this article to get the information of application procedure of low CIBIL score personal loan including the eligibility criteria and list of the documents.
Cibil score is important factor while applying for personal loan in the bank and other financial companies which is between 300 to 900. The higher number in cibil score show the good relationship of the customer and the trustworthiness. But if you do not have a good CIBIL score or your CIBIL score is more than 750 then you will get difficulty while applying for personal loan. The Piramal finance is providing personal loan to their customers for up to 550 CIBIL score. The bank is providing maximum 5 lakh rupees personal loan to their customers. The interest rates of the bank are starting from 12.99% and the maximum interest rates are 25.74%. But if you have low CIBIL score then you may be charged 4 up to 36% annual interest rate.
Eligibility of Piramal finance personal loan 2026
- Only Indian citizens are invited by the Piramal finance personal loan 2026.
- The age of the applicant should be between 21 to 60 years.
- Only salaried individuals can apply for personal loan over low cibil score.
- Bank can charge up to 5% processing fees according to your candidature.
- You can prepare the EMI from 12 months to 60 months according to your preferences.
- If you are applying for low CIBIL score personal loan then you will get short amount of loan in the first time, once you repay the loan amount then you will get maximum loan from the bank.
Documents for Piramal finance personal loan
- Proof of The Identity ( Aadhar card/ pan card/ driving licence)
- Address proof ( Aadhar card, pan card, driving licence, passport, electricity or telephone Bill etc.)
- Mobile number of the applicant which should be registered with Aadhar Card and PAN card
- Bank account number
- Salary slip of the applicant
- Bank statement of the applicant
Online application of Piramal Finance low CIBIL score personal loan
You can follow this procedure to apply online for Piramal Finance low CIBIL score personal loan:
- Visit to the official website of Piramal Finance. you can also click on this link to visit direct on the website. https://www.piramalfinance.com/
- You will reach on a new page where you have to click on the link of personal loan in this website.
- After this you have to click on the link of apply now in this website after reading all the terms and conditions and other features of the personal loan of Primal Finance.
- Now you will be asked to submit your mobile number where you will get OTP for the verification.
- Now you have to enter PAN Card details and your salary information
- After this you have to complete your KYC where you have to enter your documents details and take a selfie.
- Now enter the bank account number and IFSC code of Bank
- After this enter the work details and upload all the documents which are necessary
After this you have to select the loan amount and choose the EMI option for repayment of your loan. Once you have submitted the application you will again receive OTP for verification after that your application is successfully submitted. Company will review your application and provide the loan amount in your bank account after completing the verification in the company.
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