Low CIBIL score personal loan in BOI: Low CIBIL score is very common problem in India and most of the middle class person are facing low civil score problem while applying for personal loan in banks. However there are multiple loan application available on internet which are providing personal loan but these mobile applications are charging higher interest rates for low CIBIL score.
So today we will share with you the specific feature of Bank of India for low cibil score customers where they can get low cibil score personal loan in Bank of India. You can check the eligibility criteria, application procedure, low CIBIL score personal loan amount in Bank of India etc in this article.
Low CIBIL score personal loan in BOI
Bank of India is very famous bank in India which is providing banking facilities to their customers including personal loan, saving account, FD scheme, etc. The company is inviting there customer who have a bad CIBIL score or low civil score and getting trouble while applying for personal loan in the bank. You can apply for personal loan according to your need and bank will easily approve the loan application through online mode as well as offline mode..
BOI low CIBIL score charges
It is very important to check the personal loan charges while applying for low cibil score personal loan in the bank. You can get maximum 25 lakh personal loan from Bank of India through online mode. The bank is offering EMI of minimum 1105 per month for personal loan to their customer. Apart from this any individual can apply for personal loan with the multiplier of 36 of the salary.
If we discuss about the interest rate then it is started from 10.85% rupees annual and will increase up to the eligibility and the condition of the customer. Apart from this 2% of processing phase will also be charged by the bank while providing the loan amount which will be between minimum 1000 rupees to maximum 10000 rupees.
Eligibility criteria
All the individuals who want to get personal loan from Bank of India have to follow the following eligibility criteria:
- All the Indian citizens who have bank account in bank of India are eligible to apply for personal loan
- The minimum eligibility for personal loan is starting from 21 years in India and you can apply up to the age of 70 for the personal loan in Bank of India.
- All individuals including salaried person and as well as self employed
Apar from this there is no additional eligibility define in the official website of Bank of India for personal loan.
Important documents
You have to carry the following documents in soft copy which will be uploaded at the time of applying personal loan on the official website of Bank of India:
- Aadhar card of the applicant
- PAN card of the applicant
- Bank account passbook or check book
- Address proof of the applicant
- Last 6 month bank statement
- Last 3 month salary slip
- Form number 16 for individuals who are doing job in companies
- If you are a self employed person then you have to show at least 3 years of income tax return in Bank of India.
How to Apply BOI Low CIBIL Score Personal Loan In 2026?
- Visit to the official website of Bank of India from this link or can download the mobile application of the company https://bankofindia.co.in
- After that you will reach on the new page where you have to locate the loan section and select the Low CIBIL Score Personal Loan link.
- Now you will see the Low CIBIL Score Personal Loan apply now link on the page and you will reach on the new website after clicking on it.
- Now you have to enter your personal details including your name, mobile number email id and other information and after that select the loan amount
Company will immediately contact to you and complete your personal verification through telephone verification. After this you will receive loan amount in your bank account and you can use it to complete your pending work.
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